Ally Bank TV Commercial, 'Facts of Life: Bill Splitting'

According to Ally Bank, not having any branches equates to great rates, similar to how bill splitting equals nitpicking. Three friends are paying for their meals at a restaurant. Two of the men put their cards on the table and glare at the third. The holdout protests that he only had a salad, but one of his friends clarifies that it was a buffalo chicken salad. Still, the third man insists that it was only a salad and he should not have to put in money.