Credit Karma TV Commercial, 'Learning the Hard Way'

Two women are sitting at an outdoor cafe. One of them checks her credit score using Credit Karma and encourages her friend to do the same. "No thanks," her friend says, shrugging off the suggestion. She reminds her friend with the blue stripe in her hair that she's known for doing things the hard way. For instance, that phase when she decided to try texting and walking simultaneously to save time and fell down a maintenance hole in the sidewalk. That's all the reminder she needs, and she decides to check her score.