Credit Karma TV Commercial, 'The 13L'

As he passes through the kitchen, a man asks his wife why she is checking her credit score on Credit Karma. She responds, "You don't want to ride the 13L forever, do you?" The scene cuts to the overcrowded bus, on which a sick woman coughs on the man (though her doctor says she's not contagious). Back in the kitchen, the man shows a new-found interest in the app, clearly eager to build up his credit score and buy a car.