Liberty Mutual TV Commercial, 'Clockwork'

With the Statue of Liberty in the background, a young woman expresses her blatant mistrust in insurance companies. She claims this stems from her experience with consistently paying her premium for years, only to be forced to pay more in deductibles after finally experiencing an automobile accident. With Liberty Mutual's Deductible Fund, you can lower your deductible by $100 for every accident-free year you have until it's gone.