Self Financial Inc. TV Commercial, 'Low Credit Scores'

This mom says that for a while, she and her partner both struggled with low credit scores. Then, she heard about Self, a new way to build credit that doesn't require a credit score or upfront deposit. As users save money every month in their credit builder account, Self works by helping users establish positive payment history, which it claims has the single biggest impact on your credit score. The app is available for download in the App Store and on Google Play.