PenFed Gold Card TV Commercial, 'Big Difference'

When you need a go-to credit card for everyday use, having a low interest rate makes a big difference. PenFed says its Gold Card is its lowest interest rate credit card with no annual fee. PenFed even says it will allow you to transfer high balances from other cards and pay zero percent interest on transfers for 12 months. Additionally, the company is offering a $100 statement credit when you spend $1500 within the first 90 days of opening the account.